FG LAUNCHES NEW SAVINGS BOND FOR RETAIL INVESTORS

The Federal Government of Nigeria has launched a new Savings Bond offer targeting retail investors, offering competitive interest rates and low entry requirements, the Debt Management Office (DMO) announced on Monday.
The bond, issued under the Debt Management Office (Establishment) Act 2003 and the Local Loans (Registered Stock and Securities) Act, aims to encourage savings among Nigerians while providing a safe, government-backed investment option.
Investors can choose between a two-year bond maturing on 21 January 2028 at 14.396% per annum or a three-year bond due 21 January 2029 with a 15.396% annual return. Interest will be paid quarterly, with the principal repaid in full at maturity.
Subscriptions opened on 12 January 2026 and close on 16 January 2026, with settlement scheduled for 21 January 2026. Bonds are priced at N1,000 per unit, with a minimum subscription of N5,000 and a maximum of N50 million per investor.
The DMO noted that the bonds are government securities, eligible for trustees and pension funds, exempt from certain taxes, listed on the Nigerian Exchange Limited, and count as liquid assets for banks’ liquidity ratios. Fully backed by the sovereign guarantee, the bonds are considered a low-risk investment.